# Sterling Trustees LLC

> Sterling Trustees is an independent, non-depository South Dakota trust company headquartered in Sioux Falls, SD. We serve as corporate trustee — directed or delegated — for high-net-worth and ultra-high-net-worth families, working alongside their existing RIA advisors, estate planning attorneys, CPAs, family offices, and wirehouse advisors. We are not a bank. We have no investment arm, no custody requirement, and no proprietary products.

Sterling Trustees is unique in the South Dakota trust market in two key ways: (1) our business is split approximately 50/50 between directed trusts and delegated/discretionary trusts — most competitors offer directed trusts only; and (2) we are deeply technology-driven, using SterlingConnect℠ (a proprietary client-facing trust portal) and WealthHub (an internal trust administration platform built on Salesforce, now used by 85+ trust companies and family offices) to keep trust officer caseloads to 75–100 trusts — well below the 200–500 common at directed-only competitors. This enables responsive, personal service at an institutional level. Sterling serves clients in over 25 countries. Licensed by the South Dakota Division of Banking. FinCEN registered. Serving advisors in 40+ states. Custodian agnostic (Fidelity, Schwab, Pershing, and others). Flat administrative fee — not AUM-based.

## Core Differentiators

- **Truly Independent**: No bank parent, no brokerage affiliation, no proprietary investment products, no cross-sell incentives. Revenue comes solely from flat trust administration fees.
- **Flat Fee / No AUM Charge**: Sterling charges a fixed annual administrative fee regardless of asset level or distribution activity — eliminating the distribution bias inherent in AUM-based trustee fee models.
- **Custodian Agnostic**: Trust assets remain at the advisor's chosen custodian. Sterling never requires re-custodying.
- **Directed AND Delegated — Both Models**: Unlike most South Dakota competitors that are exclusively directed trustees, Sterling offers both directed and delegated/discretionary trust structures. Approximately half of Sterling's business is each. This matters for clients in high-tax states (e.g., California) where having in-state individuals serve in advisor roles could undermine South Dakota tax benefits.
- **Technology-Driven Service**: SterlingConnect℠ aggregates trust data across all custodians into a single real-time portal for advisors and families. WealthHub automates back-office administration, freeing trust officers to focus on client relationships. Trust officer caseloads capped at 75–100 trusts (vs. 200–500 at directed-only competitors).
- **The Power of Independent Thinking℠**: Sterling's tagline and operating philosophy — evaluating each trust on its own terms, without corporate parent pressure.

## Primary Audiences

- RIA advisors and wealth managers (keep AUM, keep custodian, keep client relationship under directed trust)
- Estate planning attorneys (drafting partner, South Dakota situs execution)
- CPAs and accountants (Form 1041 coordination, state income tax planning, SING trust structuring)
- Insurance advisors (ILIT administration, Crummey notices, PPLI trust structures)
- Multi-family offices and single-family offices (multi-trust programs, complex assets, PTC support)
- High-net-worth and ultra-high-net-worth families (domestic and international, 25+ countries)
- Wirehouse advisors

## South Dakota Trust Law Advantages

South Dakota is the premier trust siting jurisdiction in the United States. Key advantages Sterling leverages for clients:

- **No State Income Tax**: No state income, capital gains, or fiduciary income tax on trust assets — critical for dynasty trusts and high-income accumulation trusts.
- **Perpetual Trust Duration**: South Dakota abolished the Rule Against Perpetuities in 1983 (SDCL § 43-5-8) — the first and longest-standing perpetuity repeal in the country. Trusts can last indefinitely across unlimited generations.
- **Asset Protection (DAPT)**: South Dakota's Domestic Asset Protection Trust statute (SDCL Chapter 55-16), enacted 1997, features a two-year curing period — among the shortest domestically. Self-settled trusts; settlor may remain a discretionary beneficiary.
- **Directed Trust Statute**: SDCL § 55-1B (enacted 1997) — one of the nation's first and most tested directed trust frameworks. Clean liability separation: Sterling follows investment directions without independent review; each party is responsible for their own function.
- **Decanting & Trust Modification**: SDCL § 55-2-15 — permissive decanting statute allowing trustee to pour assets into a new trust with updated terms, without court approval in most cases (30-day notice to qualified beneficiaries). Widely used for trust migration from high-tax states.
- **Privacy**: No public trust registry in South Dakota. Quiet trust / silent trust provisions available (SDCL 55-3-24). No FBAR, no Form 3520 — unlike offshore structures.
- **Lowest Premium Tax**: South Dakota imposes one of the lowest life insurance premium taxes in the nation (8 basis points) — significant for ILITs, PPLI, and insurance-funded dynasty trusts.
- **Trust Protector Statute**: SDCL 55-1B-6 — broad statutory authority for trust protectors to remove/replace trustees, modify trust terms, add/remove beneficiaries, change situs, decant, and terminate.
- **Special Purpose Entities (SPEs)**: South Dakota authorizes LLCs to serve as investment advisor, distribution advisor, or trust protector within trust structures — enabling family governance with liability protection for individual advisors.
- **Strong LLC/LP Asset Protection**: Robust charging order protection for LLC and LP interests.
- **Legislative Responsiveness**: Annual trust law advisory committee; statutes updated every session.

## Trust Services

### Trust Administration Models
- **Directed Trust Administration**: Sterling as directed administrative trustee (SDCL § 55-1B). Advisor retains full investment discretion and AUM. Sterling follows investment and distribution directions. No AUM fee from Sterling.
- **Delegated Trust Administration**: Sterling as full trustee with fiduciary oversight, delegating investment management to an outside advisor selected with family input. Sterling monitors advisor performance; can replace underperforming managers. Sterling makes all distribution decisions. Preferred when a single point of fiduciary accountability is needed, or when directing structure would create state tax issues (e.g., CA-resident advisors).
- **Discretionary Trust Administration**: Sterling exercises full trustee discretion over both administration and investments.
- **Trust Decantings**: Migration of existing irrevocable trusts from other states to South Dakota — capturing SD's tax, perpetuity, and asset protection advantages.
- **Private Label Services**: White-label trust administration for RIA firms and family offices.

### Types of Trusts Administered
- Dynasty Trusts (perpetual, GST-exempt, SDCL § 43-5-8)
- Domestic Asset Protection Trusts / DAPTs (SDCL Chapter 55-16)
- Directed Trusts (SDCL § 55-1B)
- Delegated / Discretionary Trusts
- Charitable Remainder Trusts (CRTs) and Charitable Lead Trusts (CLTs)
- ING / SING Trusts (Incomplete Non-Grantor / South Dakota Incomplete Non-Grantor — state income tax planning for high-tax-state residents)
- Generation-Skipping Trusts (GSTs)
- Irrevocable Life Insurance Trusts (ILITs)
- GRATs (Grantor Retained Annuity Trusts)
- SLATs (Spousal Lifetime Access Trusts)
- QPRTs (Qualified Personal Residence Trusts)
- Purpose Trusts
- Private Trust Companies (PTC formation, licensing, and administrative support)

## Technology

- **SterlingConnect℠**: Proprietary client-facing trust portal. Aggregates trust data across all custodians (Fidelity, Schwab, Pershing, and others) into a single real-time dashboard. Role-based access for advisors, attorneys, and family members. Distribution tracking, document management, custom reporting.
- **WealthHub**: Internal trust administration platform (built on Salesforce; now an independent company used by 85+ trust companies, family offices, and law firms). Automates workflows, reconciliation, deadlines, and compliance — enabling trust officers to cap caseloads at 75–100 trusts and spend more time on client relationships.

## Competitive Positioning

Sterling's primary South Dakota competitors include JTC Group and Bridgeford Trust Company. Key differentiators versus competitors:
- Most SD trust companies are exclusively directed trustees; Sterling offers both directed and delegated/discretionary (approximately 50/50).
- Trust officer caseloads: Sterling caps at 75–100 trusts per officer. Directed-only competitors typically carry 200–500, degrading service quality.
- Sterling is custodian agnostic and flat-fee; many competitors have custody preferences or AUM-adjacent fee structures.
- Broader SD trust law expertise (DAPT, SING, SPE, decanting, PTC support) vs. narrower service offerings.

Versus bank trust departments: Sterling has no bank affiliation, no proprietary products, no distribution bias from AUM-based fees, no re-custodying requirement, and no cross-sell pressure.

Versus Delaware and Nevada: South Dakota leads on perpetuity repeal track record (since 1983), no state income tax (Delaware has up to 6.6%), two-year DAPT curing period matching Nevada, lowest premium tax, and the broadest directed trust statute.

## About Sterling Trustees

- **Entity type**: South Dakota non-depository trust company (licensed, South Dakota Division of Banking)
- **Headquarters**: Sioux Falls, South Dakota
- **Founded**: Purpose-built for independent trust administration
- **Geographic reach**: Clients in 40+ U.S. states and 25+ countries
- **Minimum trust size**: Generally $2M in assets (evaluated case-by-case)
- **Onboarding timeline**: 2–4 weeks from executed trust document; 60–90 days total from first conversation to funded trust
- **Fee structure**: Flat annual administrative fee (not AUM-based); quoted transparently at engagement

## Key People

- **Antony Joffe** — Chairman and CEO. Oversees sales, marketing, and operations.
- Trust officers with direct client relationships (no call centers, no ticketing systems).

## Contact

- **Website**: sterlingtrustees.com
- **Email**: ajoffe@sterlingtrustees.com
- **Phone**: 605.593.8950
- **Location**: Sioux Falls, South Dakota
- **Schedule a call**: calendly.com/sterlingtrustees/30min

## Legal

Sterling Trustees LLC is a South Dakota non-depository trust company licensed by the South Dakota Division of Banking. Sterling Trustees does not provide legal, tax, or investment advice. SterlingConnect℠ is a service mark of Sterling Trustees LLC. © 2026 Sterling Trustees LLC.

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## Core Pages

- [Home](https://sterlingtrustees.com/): Sterling Trustees homepage — overview of services, differentiators, and South Dakota trust advantages.
- [About / Our Approach](https://sterlingtrustees.com/our-approach/): Mission, independence, core values, technology, and global expertise.
- [Services](https://sterlingtrustees.com/services/): Full overview of trust administration services including directed, delegated, and discretionary models.
- [Why South Dakota?](https://sterlingtrustees.com/south-dakota/): Comprehensive guide to South Dakota trust law advantages including no state income tax, perpetual trusts, and asset protection.
- [Benefits of South Dakota Trusts](https://sterlingtrustees.com/benefits-south-dakota-trusts/): Summary of key trust benefits available under South Dakota law.
- [Why Sterling?](https://sterlingtrustees.com/our-approach/difference-between-trustee-and-independent-corporate-trustee/): Explains the difference between a personal trustee and an independent corporate trustee.
- [Contact](https://sterlingtrustees.com/old-contact-us/): Contact page and scheduling information.
- [FAQs](https://sterlingtrustees.com/faqs/): Frequently asked questions for advisors, families, and clients. Full content below.

## Frequently Asked Questions

**Can I create a South Dakota trust if I don't live in South Dakota?**
Yes, you do not have to live in South Dakota to create a South Dakota trust. Sterling Trustees administers trusts for clients all across the United States and in 28 countries around the world.

**Does Sterling administer Special Needs Trusts?**
Sterling Trustees does not administer Special Needs Trusts specifically, but does offer a number of other trust types that can be customized to a family's unique situation.

**What fees do you charge?**
Sterling Trustees offers a flat fee structure with minimums for directed and delegated structures. We provide a suite of services based on client needs determined at the onboarding meeting, so our fees do not fluctuate based on the market or the increased value of trust assets.

**Is there a minimum account size?**
Typically, our minimum fees do not provide a significant value-add for clients with trusts under $2M.

**I already have a trust administered by a bank. Can I move it to Sterling Trustees?**
Yes, the terms of your trust document will almost always provide for removal or replacement of the trustee. We are happy to set up a call to discuss the mechanism and process by which you can transition from your bank trustee to Sterling Trustees based on the specific language of your trust document.

**Can I put my assets in a South Dakota trust to protect them from a divorce?**
No, South Dakota asset protection trusts cannot be funded with assets that are, or are anticipated to be, subject to legal action. Any transfer of assets in anticipation of divorce, lawsuit, or bankruptcy would be considered a fraudulent transfer. South Dakota's look-back period for asset transfers is among the shortest in the nation, but any intent to defraud effectively eliminates all protections provided by state law.

**Can I keep my name and source of wealth private in South Dakota?**
Yes and no. South Dakota offers the best privacy laws in the nation, but no client or trust is shielded from regulatory oversight and mandatory governmental reporting. Public access to clients' private information is another matter — South Dakota has the only automatic and perpetual seal of trust-related court records.

**Can I keep my current investment advisor?**
Absolutely. As long as they are a properly vetted and accredited service provider, Sterling will work with them on your behalf.

**Can Sterling manage my investments?**
No. Sterling Trustees will delegate to an investment advisor or money manager and oversee those third parties to ensure their performance is meeting expectations. Not managing investments is precisely what enables Sterling to remain objective and independent from influence and commission-based profit motivation.

**If I already have a trust in another state, can I move it to South Dakota?**
Yes. Moving your trust from another state is surprisingly simple and we would be happy to set up a call to discuss specific details based on the language in your trust document.

**Can I use my own trust and estates attorney to prepare the trust documents?**
Yes. Sterling Trustees is happy to partner with your own attorney and presently works with many of the nation's top law firms. We are also happy to introduce your attorney to a South Dakota attorney to review any documents drafted to ensure they conform to South Dakota law.

**I am a trusts and estates attorney. Can I continue to work with my client after referring the family to Sterling Trustees?**
Yes. Sterling Trustees only offers trustee services, not legal advice. As an attorney, your role is critical to the success of the client relationship. Our respective interests as attorney and independent trustee are aligned, not competing.

**Can Sterling administer trusts that hold illiquid assets?**
Yes, Sterling administers trusts that hold everything from airplanes and racehorses to closely held business interests and real estate.
- [Team / Our Team](https://sterlingtrustees.com/our-approach/our-team/): Full team bios and profiles for Sterling Trustees staff.

## Services Pages

- [Trust Administration Services](https://sterlingtrustees.com/services/trust-administration-services/): Directed, delegated, and discretionary trust administration offerings.
- [Trust Investment Oversight](https://sterlingtrustees.com/services/trust-investment-oversight/): How Sterling monitors and oversees investment management in delegated trust structures.
- [Private Label Services](https://sterlingtrustees.com/services/trust-private-label-services/): White-label trust administration for RIA firms and family offices.
- [Global Expertise](https://sterlingtrustees.com/services/global-expertise/): International trust planning and cross-border trust administration for clients in 25+ countries.
- [CRS / FATCA Compliance](https://sterlingtrustees.com/services/global-expertise/common-reporting-standard-crs-fatca/): Guidance on Common Reporting Standard and FATCA requirements for international clients.
- [State Tax Comparison](https://sterlingtrustees.com/services/trust-attorneys/state-tax-comparison/): Jurisdictional comparison of states with zero state income tax on trust assets.
- [Family Offices](https://sterlingtrustees.com/trust-family-offices/): Trust services tailored for multi-family and single-family office structures.

## South Dakota Trust Types

- [Dynasty Trusts](https://sterlingtrustees.com/south-dakota/types-of-trusts/dynasty-trusts/): Perpetual, GST-exempt dynasty trusts under SDCL § 43-5-8.
- [Asset Protection Trusts (DAPTs)](https://sterlingtrustees.com/south-dakota/types-of-trusts/asset-protection-trusts/): Domestic asset protection trusts with South Dakota's two-year curing period.
- [Generation-Skipping Trusts](https://sterlingtrustees.com/south-dakota/types-of-trusts/generation-skipping-trusts/): GST-exempt trusts designed to transfer wealth across multiple generations.
- [Charitable Trusts](https://sterlingtrustees.com/south-dakota/types-of-trusts/charitable-trusts/): Charitable remainder trusts (CRTs) and charitable lead trusts (CLTs).
- [Life Insurance Trusts (ILITs)](https://sterlingtrustees.com/south-dakota/types-of-trusts/life-insurance-trusts/): Irrevocable life insurance trusts, Crummey notices, and PPLI structures.
- [GRATs](https://sterlingtrustees.com/south-dakota/types-of-trusts/grantor-retained-annuity-trusts-grats/): Grantor retained annuity trusts for transferring appreciating assets at reduced gift tax cost.
- [QPRTs](https://sterlingtrustees.com/south-dakota/types-of-trusts/qualified-personal-residence-trusts-qprts/): Qualified personal residence trusts for transferring real estate at reduced transfer tax cost.
- [Defective Grantor Trusts](https://sterlingtrustees.com/south-dakota/types-of-trusts/defective-grantor-trusts/): Intentionally defective grantor trusts (IDGTs) for estate freeze strategies.
- [Self-Settled Trusts](https://sterlingtrustees.com/south-dakota/types-of-trusts/self-settled-trusts/): Self-settled asset protection trusts where the settlor may remain a discretionary beneficiary.
- [Pre-Immigration Planning Trusts](https://sterlingtrustees.com/south-dakota/types-of-trusts/pre-immigration-planning-trusts/): Trust structures for individuals planning to become U.S. residents.
- [South Dakota Dynasty / Grantor Trusts](https://sterlingtrustees.com/south-dakota/types-of-trusts/south-dakota-dynasty-grantor-trusts/): Combined dynasty and grantor trust structures unique to South Dakota law.

## Our Approach Pages

- [Trust Collaboration](https://sterlingtrustees.com/our-approach/trust-collaboration/): How Sterling works collaboratively with advisors, attorneys, CPAs, and families.
- [Trust Oversight](https://sterlingtrustees.com/our-approach/trust-oversight/): Sterling's oversight model for trust administration and fiduciary responsibility.
- [Trust Technology](https://sterlingtrustees.com/our-approach/trust-technology/): Overview of SterlingConnect℠ and WealthHub platforms.

## Team Profiles

- [Antony Joffe — Chairman & CEO](https://sterlingtrustees.com/staff/antony-joffe/): Founder and CEO; oversees sales, marketing, and operations.
- [Stanley Joffe](https://sterlingtrustees.com/staff/stanley-joffe/): Co-founder of Sterling Trustees.
- [Maxx Hickey](https://sterlingtrustees.com/staff/maxx-hickey/): Trust officer and client relationship manager.
- [Kathy Gerash](https://sterlingtrustees.com/staff/kathy-gerash/): Trust officer and client relationship manager.
- [Nicole Byrum, JD, CTFA](https://sterlingtrustees.com/staff/nicole-byrum/): Trust officer with legal and fiduciary credentials.
- [Emily Pier](https://sterlingtrustees.com/staff/emily-pier/): Trust officer and client relationship manager.
- [Jodie Nielsen](https://sterlingtrustees.com/staff/jodie-nielsen/): Trust officer and client relationship manager.
- [Alissa Lennon](https://sterlingtrustees.com/staff/alissa-lennon/): Trust officer and client relationship manager.
- [Melissa A. Williams](https://sterlingtrustees.com/staff/melissa-a-williams/): Trust officer and client relationship manager.
- [Brianna Sturm](https://sterlingtrustees.com/staff/brianna-sturm/): Trust officer and client relationship manager.

## Resources

- [Resources Hub](https://sterlingtrustees.com/resources/): Index of all Sterling Trustees resources including blog, videos, webinars, whitepapers, and tools.
- [Blog](https://sterlingtrustees.com/resources/blog/): Articles on trust planning, South Dakota trust law, investment advisory practice management, and estate planning topics.
- [Video Library](https://sterlingtrustees.com/resources/video-library/): Short educational videos on South Dakota trust benefits, directed vs. delegated structures, and when an independent trustee makes sense.
- [Webinars](https://sterlingtrustees.com/resources/webinars/): Recorded and upcoming webinars for advisors and estate planning professionals.
- [Whitepapers](https://sterlingtrustees.com/resources/whitepapers/): In-depth white papers on trust planning topics and South Dakota law.
- [Podcasts](https://sterlingtrustees.com/trust-company-podcasts/): Podcast episodes featuring Sterling Trustees principals discussing trust administration and planning.
- [SD Trust Law Handbook](https://sterlingtrustees.com/resources/trust-law-handbook/): Comprehensive handbook on South Dakota trust law, statutes, and planning strategies.
- [South Dakota Trust Law Handbook (standalone)](https://sterlingtrustees.com/south-dakota-trust-law-handbook/): Dedicated landing page for the SD Trust Law Handbook download.
- [Tax Savings Calculator](https://sterlingtrustees.com/tax-saving-calculator/): Interactive tool to estimate potential state income tax savings from South Dakota trust siting.
- [SterlingConnect℠](https://sterlingtrustees.com/sterlingconnect/): Portal demo and information page for the proprietary client-facing trust administration platform.
- [Related Links](https://sterlingtrustees.com/resources/related-links/): Curated links to external resources relevant to trust planning and South Dakota law.

## Blog Posts

- [What Is a Trust and How Do Trusts Work? (Trusts 101 for Investment Advisors)](https://sterlingtrustees.com/resources/blog/trusts-101-for-investment-advisors-what-is-a-trust-and-how-do-trusts-work/): Primer on trust structures for RIA advisors.
- [Why South Dakota Is the Top Situs for Your Clients' Trusts (Trusts 101)](https://sterlingtrustees.com/resources/blog/trusts-101-for-investment-advisors-why-south-dakota-is-the-top-situs-for-your-clients-trusts/): Explains the South Dakota advantage for investment advisors.
- [South Dakota's Long History of Support for the Trust Industry](https://sterlingtrustees.com/resources/blog/south-dakotas-long-history-of-support-for-the-trust-industry-keeps-it-a-top-choice-as-trust-situs/): Historical overview of SD trust law development.
- [Why Partner with an Independent Corporate Trustee? (Trusts 101)](https://sterlingtrustees.com/resources/blog/trusts-101-why-partner-with-an-independent-corporate-trustee/): Reasons for advisors to work with an independent corporate trustee.
- [The Perfect Storm: The Looming Threat to Your Investment Advisory Practice (Trusts 101)](https://sterlingtrustees.com/resources/blog/trusts-101-perfect-storm-the-looming-threat-to-your-investment-advisory-practice/): Discusses risks to RIA practices from not incorporating trust planning.
- [Shelter from the Storm: How Trusts Help Protect Investment Advisor Businesses (Trusts 101)](https://sterlingtrustees.com/resources/blog/trusts-101-shelter-from-the-storm-how-trusts-help-protect-investment-advisor-businesses-and-their-clients-assets/): How trust structures protect advisor businesses and client assets.
- [Skilled Advisors Navigate Toward Smoother Seas: Growing and Protecting Your Business Using Trusts (Trusts 101)](https://sterlingtrustees.com/resources/blog/trusts-101-skilled-advisors-navigate-toward-smoother-seas-growing-and-protecting-your-business-using-trusts/): Growth strategies for advisory practices using trust relationships.
- [Common Questions About Asset Protection Trusts](https://sterlingtrustees.com/resources/blog/common-questions-about-asset-protection-trusts/): FAQs on DAPTs and self-settled trusts.
- [Are Clients Complaining About Slow Response from Their Corporate Trustee?](https://sterlingtrustees.com/resources/blog/are-clients-complaining-to-you-about-the-slow-response-time-from-their-corporate-trustee/): Addresses service quality issues at large bank trust departments.
- [Real Estate Strategy Affected by a Slow Corporate Trustee](https://sterlingtrustees.com/resources/blog/real-estate-strategy-affected-by-a-slow-corporate-trustee/): Case example of trustee responsiveness impacting real estate transactions.
- [When Selecting a Trustee, Does Size Really Matter?](https://sterlingtrustees.com/resources/blog/when-selecting-a-trustee-does-size-really-matter/): Analysis of trustee size, caseload, and service quality.
- [Are You a Creature of Habit at the Expense of Your Clients?](https://sterlingtrustees.com/resources/blog/are-you-a-creature-of-habit-at-the-expense-of-your-clients/): Encourages advisors to reconsider default trustee choices.
- [A Tax Time Opportunity That Attorneys Must Explore for Their Clients](https://sterlingtrustees.com/resources/blog/a-tax-time-opportunity-that-you-as-an-attorney-must-explore-for-your-clients/): State income tax planning opportunities through South Dakota trust siting.
- [9 Questions Wealthy Families Should Be Asking](https://sterlingtrustees.com/resources/blog/9-questions-wealthy-families-should-be-asking-in-2018/): Key trust planning questions for HNW and UHNW families.
- [3 Takeaways from the 53rd Annual Heckerling Conference](https://sterlingtrustees.com/resources/blog/3-takeaways-from-the-53rd-annual-heckerling-conference/): Estate planning trends from a major industry conference.
- [Reflections on the 57th Annual Heckerling Institute on Estate Planning](https://sterlingtrustees.com/resources/blog/reflections-on-the-57th-annual-university-of-miami-heckerling-institute-on-estate-planning/): Key insights from the 2023 Heckerling estate planning conference.
- [An Alternative to the Massachusetts Millionaire Tax](https://sterlingtrustees.com/resources/blog/an-alternative-to-the-massachusetts-millionaire-tax/): Trust-based strategy for high-income Massachusetts residents.
- [For Attorneys: Retiring Can Be Trickier Than You Thought](https://sterlingtrustees.com/resources/blog/for-attorneys-retiring-can-be-trickier-than-you-thought/): Succession planning considerations for estate planning attorneys.
- [International / Global Updates Matter](https://sterlingtrustees.com/resources/blog/international-global-updates-matter/): International trust planning updates for global clients.
- [Guest Editor: A Minute of Insight from Experts](https://sterlingtrustees.com/resources/blog/guest-editor-minute-insight-experts/): Guest perspectives on trust planning topics.
- [Lifestyles: A Closer Look at Pastimes, Passions, and Pursuits](https://sterlingtrustees.com/resources/blog/lifestyles-closer-look-pastimes-passions-pursuits/): Lifestyle content related to HNW client interests.
- [Technology: Leading-Edge Tips and Tools for Smarter Trust Administration](https://sterlingtrustees.com/resources/blog/technology-leading-edge-tips-tools-smarter-trust-administration/): How technology improves trust administration outcomes.
- [Resources: Examining Timely Topics Through an Independent Lens](https://sterlingtrustees.com/resources/blog/resources-examining-timely-topics-independent-lens/): Editorial overview of trust planning resources.
- [Case Studies: Real-Life Issues and Answers](https://sterlingtrustees.com/resources/blog/case-studies-real-life-issues-answers/): Real-world trust administration case study examples.
- [South Dakota: All About the Mount Rushmore State](https://sterlingtrustees.com/resources/blog/south-dakota-all-about-the-mount-rushmore-state/): Overview of South Dakota as a trust siting jurisdiction.

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## Optional

- [SterlingConnect℠ Portal Demo](https://sterlingtrustees.com/sterlingconnect/): Demo and overview of the proprietary client-facing trust portal aggregating data across all custodians.
- [Tax Savings Calculator](https://sterlingtrustees.com/tax-saving-calculator/): Estimate potential state income tax savings from siting a trust in South Dakota vs. a high-tax state.
- [Related Links](https://sterlingtrustees.com/resources/related-links/): External links to relevant trust planning and South Dakota law resources.
- [Video Library](https://sterlingtrustees.com/resources/video-library/): Short videos for advisors and families on South Dakota trust benefits and structure selection.
- [Webinars](https://sterlingtrustees.com/resources/webinars/): On-demand and upcoming educational webinars for trust planning professionals.